Itama Po Natin Segment 325

Q: Kung hihingi po ako ng assistance sa debt relief advisor, anong aspects or qualities nang advertiser ang hahanapin ko?

A: Depende po sa hinihinging advice at kung sino ang nagbibigay ng advice.  Meron pong mga nagsasabing sila ay financial advisor na walang experience sa financial world. May naririnig akong mga advise na walang sense sometimes.

May advise na mag-ipon ng 20% na down payment para sa gusto nilang bilin na bahay.  Ito po ang pinaka-mahirap at matagal na paraan para mabili ninyo ang bahay na gusto ninyo.  Malamang po na hindi niyo mabili ang bahay na gusto ninyo dito sa America until after 10 years or more dahil matagal mag-ipon ng 20% down.  Mas mabilis po ang inflation kesa sa saving power ng mga tao.

Ang tamang sagot po ay to make baby steps.  You can start by buying a starter home like a condo or a townhouse with an FHA loan na mababa ang down payment.  Ito po ay magkakaroon ng equity after a few years at yung equity na yon ang pwede ninyong gamitin sa pagbili ng next step up na bahay para sa family ninyo.  And after a few more years ay ganon din uli ang gagawin para sa dream home ninyo.

Dapat ba akong bumili ng brand new na kotse? Para sakin po ay pag bumili kayo ng used car ay binibili ninyo ang sakit ng ulo ng ibang tao.  Most nang used car ay purchased “As is” so pag may sira ay kayo ang magpapagawa.

Ang tamang sagot po ay depende sa situation ninyo.  Meron pong mga dealership na nagbibigay ng brand new without a down payment na kung ma-aaford ninyo ang monthly payment at merong mag-cocosign kung wala kayong enough credit history ay walang problema bumili.  At kung hindi po talaga maaford ang brand new car ay no choice po at humanap na lang ng maayos na used car.

Ating lesson, Maraming nagmamagaling, pero sa resulta ay kukulangin.

If you need help in getting out of debt, call Debt Aid Consulting.  We help with Credit Repair while and after your program.  We do not use call centers which keeps your information safe.  We have a new program that reconstruct debts for half of what you would pay our competitors.  We also provide legal assistance that keeps collectors away.  We take Federal Credit Unions, Payday loans and high interest personal loans in our program too.  This is exclusively available for Debt Aid Consulting clients.  None of our competitors provide this program.  You are well protected.

We only provide Federal Trade Commission compliant programs.  Debt relief companies who charge non-refundable upfront fees are in violation of the ban.  Go with Debt Aid Consulting!

Do not fall for marketing gimmicks saying that they have the right program for you.  Most marketing companies only have one program and will enroll you in that program whether it fits you or not.  So beware!

Ben Lou at your service!  I have over 30 years of real financial experience.  If you would like sound financial advice, call us at Debt Aid Consulting.  We do not use call centers like Financial Rescue.  No one has the right to put your information at risk.  Say no to LLC corporations in Canada!  Debt Aid Consulting is the first and only Filipino debt restructuring company incorporated in the US and Canada.

Now serving the Caribbean Islands!

Tawag na po sa 1-888-341-5234 at tutulungan po namin kayo.

Itama po natin ang mali!